Last Updated: 3rd August 2025

The following terms and conditions (the “Agreement”) administers the use of the justinwelsh.me website and services (“Services”) advertised and available on or at the justinwelsh.me website (the “Website”). The Website is owned and operated by Coker.ltd (“Lateral Connect LTD”). The Website is offered subject to your (the “User” or “you”) acceptance without modification of all of the terms and conditions contained herein and all other operating rules, policies and procedures that may be modified and published from time to time on the Website by Coker.ltd – including, Pricing, Refund, Privacy Policy and others. If you do not agree to this Agreement, please refrain from using the Website.

Coker.ltd offers a refund policy adhering to the policies mentioned.

1. Access & User Information

In order to purchase services on the Website, the User may fill the contact form on the Website (including filling out all required personal information). The User must notify Coker.ltd immediately of any breach of security or unauthorized use of its account.

Coker.ltd may change, suspend or discontinue the Services, Products, fees, charges and terms at any time, including the availability of any feature or content. Coker.ltd may also impose limits on certain features and Services or restrict User’s access to parts or all of the Services without notice or liability. The User certifies to Coker.ltd that if the User is an individual (i.e., not a corporation), the User is at least 18 years of age. The User also certifies that it is legally permitted to use the Website, and takes full responsibility for the selection and use of the Website. This Agreement is void where prohibited by law, and the right to access the Website is revoked in such jurisdictions.

2. Modifications

Coker.ltd reserves the right, at its discretion, to modify this Agreement, fees, charges and terms at any time. The User shall be responsible for reviewing and becoming familiar with any such modifications. Use of the Website by the User following such notification constitutes the User’s acceptance of the changes in the terms and conditions.

3. Payments and Fees

Coker.ltd may save User’s credit or debit card information, unless the User notifies Coker.ltd otherwise through an email to [email protected]

By accepting this Agreement, the User is confirming that it is legally entitled to use the means of payment tendered and, in the case of card payments, that the User is either the cardholder or has the cardholder’s express permission to utilize the card to effect payment. Coker.ltd may refuse to process a transaction for any reason or refuse Service to anyone at any time at Coker.ltd’s sole discretion. Coker.ltd will not be liable to User or any third party by reason of refusing or suspending any transaction after processing has begun.

Unless stated otherwise, all fees and payments are quoted in the U.S. Dollars. The User is responsible for paying all fees, payments and applicable taxes associated with our Website and Services.

4. Online Payment Security

Coker.ltd uses the secure Payment Gateway for its online credit card transactions. All online credit card transactions performed on this site are secured payments.

Payments are fully automated with an immediate response.

Your complete credit card number cannot be viewed by Coker.ltd or any outside party.

All transactions are performed under 128 Bit SSL Certificate.

All transaction data is encrypted for storage within bank-grade data centers, further protecting your credit card data.

5. Refund Policy

Our refund policy is designed to be clear and fair to both you and us.

All refund requests for these courses must be made within fourteen (14) days of the purchase date. Please note if the course has been logged into, no refunds will be made.

Sponsorship of all Newsletters

Due to the timing, availability, and reservation of dates, we cannot accommodate cancellations or rescheduling. As such, we do not offer refunds for any reason on sponsorships of The Saturday Solopreneur Newsletter. This policy is to ensure fairness and transparency for all our sponsors and to maintain the scheduling integrity of the newsletter.

General Refund Process

To initiate a refund for eligible courses, please email customer service at [email protected].

After we receive your request, we will process it accordingly.

Please allow at least five (5) business days from the receipt of your request to process your refund. Refunds may take an additional 5 days to appear on your credit card statement, depending on your credit card company.

For any questions regarding our refund policy or if you need assistance with the process, please don’t hesitate to contact us at [email protected]

6. General

No agency, partnership, joint venture, employee-employer, relationship, etc. is intended or created by this Agreement. You acknowledge that you have all the necessary permits to grant us with User’s personal data to fulfill this Agreement. If any provision of this Agreement is held to be invalid or unenforceable, such provision shall be struck and the remaining provisions shall be enforced. In our sole discretion, we may assign this Agreement upon notice to you. Headings are for reference purposes only and do not limit the scope or extent of such sections. Our failure to act with respect to a breach by you or others does not waive our right to act with respect to subsequent or similar breaches. We do not guarantee that we will take action against all breaches of this Agreement.

7. User Responsibility: 

The user is responsible for maintaining the confidentiality of their account and payment information.

8. Intellectual Property Rights: 

The ownership of content on the website and restrictions is solely owned by Lateral Connect LTD

9. Third-Party Services

Coker.ltd may use third-party services, platforms, or tools to provide certain functionalities or services on the Website (collectively, “Third-Party Services”). These Third-Party Services may include, but are not limited to, payment gateways, hosting services, marketing platforms, and analytics tools.

No Liability: Coker.ltd does not have control over these Third-Party Services and is not responsible for their performance, accuracy, reliability, or security. The User acknowledges that their use of Third-Party Services is at their own risk and subject to the terms and conditions and privacy policies of those third parties. Coker.ltd disclaims any and all liability for any harm or damages arising from or related to the use of Third-Party Services.

User Responsibility: The User is responsible for understanding and agreeing to the terms of any Third-Party Services they choose to use in connection with the Website. This includes any financial transactions, data sharing, or interactions facilitated by such services.

Modifications or Discontinuation: Coker.ltd reserves the right to modify or discontinue the use of any Third-Party Services at any time, with or without notice. Coker.ltd will not be liable to the User or any third party for any modification, price change, suspension, or discontinuation of any Third-Party Services.

Questions

If you have any questions concerning our fulfillment policy, please contact us at:

[email protected]